Privacy Policy
(Click here for a print, PDF, version)FACTS |
What does Allegheny-Ludlum Brackenridge Federal Credit Union | |||
| do with your personal information? | ||||
Why? |
Financial companies choose how they share your personal information. Federal law gives | |||
| consumers the right to limit some but not all sharing. Federal law also requires us to tell | ||||
| you how we collect, share, and protect your personal information. Please read this notice | ||||
| carefully to understand what we do. | ||||
What? |
The types of personal information we collect and share depend on the product or service | |||
| you have with us. This information can include: | ||||
| Social Security Number and Income | ||||
| Account Balances and Payment History | ||||
| Credit History and Credit Scores | ||||
How? |
All financial companies need to share members’ personal information to run their everyday | |||
| business. In the section below, we list the reasons financial companies can share their | ||||
| members’ personal information; the reasons Allegheny-Ludlum Brackenridge Federal Credit Union | ||||
| chooses to share; and whether you can limit this sharing. | ||||
Reasons we can share your personal information |
Does Allegheny-Ludlum |
Can you limit this |
||
Brackenrige FCU share? |
sharing? |
|||
| For our everyday business purposes - such as to process | YES | NO | ||
| your transactions, maintain your account(s), respond to | ||||
| court orders and legal investigations, or report to credit | ||||
| bureaus. | ||||
| For our marketing purposes - To offer our products | YES | YES | ||
| and services to you | ||||
| For joint marketing with other financial companies | NO | WE DO NOT SHARE | ||
| For our affiliates’ everyday business purposes - | NO | NO | ||
| information about your transactions and experiences | ||||
| For our affiliates’ everyday business purposes - | NO | WE DO NOT SHARE | ||
| information about your creditworthiness | ||||
| For our affiliates to market to you | NO | NO | ||
| For nonaffiliates to market to you | YES | YES | ||
Who we are |
||
| Who is providing this notice? | Allegheny-Ludlum Brackenridge Federal Credit Union | |
What we do |
||
| How does Allegheny-Ludlum | To protect your personal information from unauthorized access and | |
| Brackenridge FCU protect my | use, we use security measures that comply with federal law. These | |
| personal information? | measures include computer safeguards and secured files | |
| and buildings | ||
| How does Allegheny-Ludlum | We collect your personal information, for example when you: | |
| Brackenridge FCU collect my | Open an account or deposit money | |
| personal information? | Pay your bills or apply for a loan | |
| Use your credit or debit card | ||
| Why can’t I limit all Sharing? | Federal law gives you the right to limit only: | |
| Sharing for affiliates’ everyday business purposes - information | ||
| about your creditworthiness | ||
| Affiliates from using your information to market you | ||
| Sharing for non affiliates to market you | ||
| State laws and individual companies may give you additional rights | ||
| to limit sharing. | ||
| What happens when I limit | Your choices will apply to everyone on your account - unless | |
| sharing for an account I hold | you tell us otherwise. | |
| jointly with someone else? | ||
Definitions |
||
| Affiliates | Companies related by common ownership or control. They can be | |
| financial and non-financial companies. We do not have any | ||
| affiliates. | ||
| Nonaffiliates | Companies not related by common ownership or control. They can | |
| be financial and nonfinancial companies. They can be financial or | ||
| non-financial companies such as insurance companies, consumer | ||
| reporting agencies, data processor, plastic card printer, share | ||
| draft printers, or direct marketing companies. | ||
| Joint Marketing | A formal agreement between nonaffiliated financial companies that | |
| together market financial products or services to you such as | ||
| CUNA Mutal Group. | ||
Rev. 01-2011