Privacy Policy (Click here for a print, PDF, version)

FACTS

What does Allegheny-Ludlum Brackenridge Federal Credit Union  
do with your personal information?    
   

Why?

Financial companies choose how they share your personal information. Federal law gives
consumers the right to limit some but not all sharing. Federal law also requires us to tell
  you how we collect, share, and protect your personal information. Please read this notice
  carefully to understand what we do.      
   
   

What?

The types of personal information we collect and share depend on the product or service
you have with us. This information can include:  
   
  Social Security Number and Income      
  Account Balances and Payment History    
  Credit History and Credit Scores      
   
   

How?

All financial companies need to share members’ personal information to run their everyday
business. In the section below, we list the reasons financial companies can share their
  members’ personal information; the reasons Allegheny-Ludlum Brackenridge Federal Credit Union
  chooses to share; and whether you can limit this sharing.  
       
       

Reasons we can share your personal information

Does Allegheny-Ludlum

Can you limit this

 

Brackenrige FCU share?

sharing?

     
       
For our everyday business purposes - such as to process   YES NO
your transactions, maintain your account(s), respond to  
court orders and legal investigations, or report to credit  
bureaus.        
       
For our marketing purposes - To offer our products   YES YES
and services to you    
       
       
For joint marketing with other financial companies   NO WE DO NOT SHARE
     
For our affiliates’ everyday business purposes -   NO NO
information about your transactions and experiences  
   
       
For our affiliates’ everyday business purposes -   NO WE DO NOT SHARE
information about your creditworthiness  
     
       
For our affiliates to market to you   NO NO
     
For nonaffiliates to market to you   YES YES
     
         

 

Who we are

Who is providing this notice? Allegheny-Ludlum Brackenridge Federal Credit Union
     
     

What we do

   
How does Allegheny-Ludlum To protect your personal information from unauthorized access and
Brackenridge FCU protect my use, we use security measures that comply with federal law. These
personal information? measures include computer safeguards and secured files
  and buildings
   
How does Allegheny-Ludlum We collect your personal information, for example when you:
Brackenridge FCU collect my   Open an account or deposit money
personal information?   Pay your bills or apply for a loan
 
    Use your credit or debit card
   
   
Why can’t I limit all Sharing? Federal law gives you the right to limit only:
    Sharing for affiliates’ everyday business purposes - information
   
    about your creditworthiness
    Affiliates from using your information to market you
   
    Sharing for non affiliates to market you
   
  State laws and individual companies may give you additional rights
  to limit sharing.
   
What happens when I limit Your choices will apply to everyone on your account - unless
sharing for an account I hold you tell us otherwise.
jointly with someone else?  
     
     

Definitions

   
Affiliates Companies related by common ownership or control. They can be
  financial and non-financial companies. We do not have any
  affiliates.
   
Nonaffiliates Companies not related by common ownership or control. They can
  be financial and nonfinancial companies. They can be financial or
  non-financial companies such as insurance companies, consumer
  reporting agencies, data processor, plastic card printer, share
  draft printers, or direct marketing companies.
   
Joint Marketing A formal agreement between nonaffiliated financial companies that
  together market financial products or services to you such as
  CUNA Mutal Group.
     

Rev. 01-2011

 

 

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