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Services/Share Rates
| Average Daily Balance |
NDR* |
APY** |
| $0.00 - $99.99 |
0.00% |
0.00% |
| $100.00 - $5000.00 |
0.10% |
0.10% |
| $5000.01 - $10000.00 |
0.25% |
0.25% |
| $10000.01 and up |
1.10% |
1.10% |
| *NDR = Nominal Dividend Rate |
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| **APY = Annual Percentage Yield |
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| Rates effective 4/1/2010 |
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Please note that no dividends are paid on accounts which have a daily
share balance under $100.00. Rates are subject to change.
Maximum monthly share deposit for individuals: $3,000.00, $50,000.00 for business accounts.

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